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Goal of the Case Study:

  • Fair Lending Analysis: Examine and verify the consistency of loan amounts across 'Savings' and 'Current' account types to detect any biases in lending practices.

Expected Outcomes:

  • Insight into Lending Practices: Determine whether the differences in average loan amounts between account types are statistically significant.
  • Support for Regulatory Compliance: Provide foundational data analysis that assists MyMoney in adhering to fairness in lending regulations.
  • Strategic Recommendations: Based on the findings, suggest potential improvements or confirmations in lending strategies to ensure equitable treatment of all customers.

Artifacts:

Download the dataset and data dictionary here.

 

Available datasets:

  • accounts
  • branches
  • credits
  • customers
  • loans
  • transactions

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